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A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

The Financial Conduct Authority does not regulate most forms of buy to let mortgages and some forms of bridging finance.

Insurance plans will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse. For Critical Illness Cover, the policy may not cover all definitions of a critical illness. For definitions please refer to the Key Features and Policy Documents.