Free up some equity in your home to make improvements or consolidate debt

A homeowner loan is a loan secured against your property and will take a second charge behind the main mortgage lender.

Homeowner loans can be a quick and easy way to arrange finance and can be used for a variety of reasons such as home improvements and debt consolidation without the need to remortgage and pay any potential early repayment charges on your mortgage.

Our fully trained staff will complete a thorough fact-find with you in order to fully understand your individual circumstances and needs before we offer you a solution. We only recommend solutions and services that are both suitable and affordable.

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  • Accord Mortgages
  • Barclays
  • Halifax
  • HSBC
  • Leeds Building Society
  • Nationwide
  • NatWest
  • Principality
  • Santander
  • TSB

The Process

  • Expert guidance

    After a quick chat to find out about you and your current situation, our specialist advisers will go away and compare over 10,000 deals from more than 90 of the UK's top banks and lenders to find you the perfect deal.

  • We'll find your perfect mortgage

    We have access to the whole of the UK mortgage market, including many deals you won't be able to find on the high street. Once we connect you to your ideal lender, we'll handle all the paperwork and admin, including chasing the banks, solicitors and agents on your behalf.

  • Sit back and relax

    We understand that mortgages can be daunting, but we're here to do the heavy lifting for you. We'll give you updates when there's anything important that you need to know, but other than that you can just relax knowing that your application is in the hands of the experts.

Get in touch with us today to find out how we could improve your finances!

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A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

The Financial Conduct Authority does not regulate most forms of buy to let mortgages and some forms of bridging finance.

Insurance plans will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse. For Critical Illness Cover, the policy may not cover all definitions of a critical illness. For definitions please refer to the Key Features and Policy Documents.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT IF YOU ARE EXTENDING THE TERM OF THE DEBT YOU MAY BE INCREASING THE TOTAL AMOUNT YOU NEED TO REPAY. THE GUIDANCE AND/OR ADVICE CONTAINED WITHIN THIS WEBSITE IS SUBJECT TO THE UK REGULATORY REGIME AND IS THEREFORE TARGETED AT CONSUMERS BASED IN THE UK.